• No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
  • REFINANCING is easy with our professionals' help.
  • Contact us for your Home Loan questions.
TODAY'S RATES
Program
Rate
APR
100% USDA
3.500%
3.750% APR
30 Year Fixed
3.875%
4.125% APR
15 Year Fixed
3.000%
3.250% APR
96.5% FHA
3.500%
3.750% APR

Welcome to 

PIB Mortgage.com

We know that each customer has specific needs, so we strive to meet those needs with a wide array of home mortgage loans and best of all quality service and individual attention. Finding the best home mortgage loan for you starts with helping you obtain knowledge of your options.

Today’s technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application for a home loan. We can send documents needing signatures via email or USPS whichever fits your comfort level of communication. You may also evaluate your different financing options by using our interactive calculators and going over various home mortgage scenarios.

You can access many areas on this website to gain more knowledge of the home mortgage loan experience. For example:

Under Resources Tab-

Online Forms provides documents that can be viewed for further information or printed as needed for your convenience.

Loan Programs provides explanations for some of the different home mortgage loan programs.

Loan Process is a gateway to the process from consultation to closing.

Mortgage Basics provides explanations for the terminology you hear during the home mortgage loan process.

Mortgage Calculators provides a tool to calculate your payment scenario. You may want to factor payments for Homeowners Insurance, Property Tax, and Mortgage Insurance if applicable. Feel free to contact us with assistance.

FAQ are Frequently Asked Questions and Answers

We feel the more knowledge you have in the process, the smoother the process goes from application to closing. Obtaining the home mortgage loan for you is our first step in our relationship, the next step is having you refer someone to us because of your experience with us.

Enjoy your visit to www.pibmortgage.com !  

  Peoples Independent Bank, Member FDIC, Equal Housing Lender.EHL Logo 

Bob Copous  bcopous@pibmortgage.com   NMLS# 505170

Janice Lane    jlane@pibmortgage.com       NMLS# 505172

Julie Fowler    jfowler@pibonline.com         NMLS# 1221173

PIB Mortgage
P.O. Box 669
Boaz, Alabama 35957
Phone: (256) 593-1885
Fax: (256) 593-8929
bcopous@pibonline.com